1. Notice

PLEASE READ THESE TERMS AND CONDITIONS OF USE (THESE “TERMS OF USE”) CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS OF USE HEREIN. IF YOU DO NOT AGREE TO THE TERMS OF USE HEREIN, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF. NOT ALL PRODUCTS AND SERVICES ARE AVAILABLE IN ALL GEOGRAPHIC AREAS. YOUR ELIGIBILITY FOR PARTICULAR PRODUCTS AND SERVICES IS SUBJECT TO FINAL DETERMINATION BY, AS APPLICABLE, UAB LIVIL PAY AND/OR ITS SUBSIDIARIES AND/OR ITS AFFILIATES, INCLUDING LIVIL TECHNOLOGY CO., LTD., AS THE CASE MAY BE.

2. Ownership of Site; Agreement to Terms of Use

This is an agreement between you (or any entities you represent as the case may be) (collectively, “you” or “customer”) and UAB Livil Pay (or any one or more of its subsidiaries or affiliates, including Livil Technology Co., Ltd., as the case may be) (collectively, “Livil,” “we,” “us” or “our”). The terms and conditions of use (the “Terms of Use”) contained in this document shall govern your use of any website or mobile application operated by Livil (collectively, the “Platform”). The Platform is the property of Livil and its licensors.

These Terms of Use apply to the websites located at http://L.cash and any other website, webpage or all sites owned, operated and/or linked thereto by Livil.

LIVIL OFFERS THE PLATFORM TO YOU CONDITIONED ON YOUR ACCEPTANCE WITHOUT MODIFICATION OF THESE TERMS OF USE. YOUR USE OF THE PLATFORM CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS OF USE. THESE TERMS OF USE CONTAIN DISCLAIMERS OF WARRANTIES AND LIABILITY (see Sections 11 and 12) AND A DISPUTE RESOLUTION CLAUSE (see Section 22). THESE PROVISIONS FORM AN ESSENTIAL BASIS OF OUR BARGAIN.

Livil reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your ongoing responsibility to check these Terms of Use periodically for changes. Your continued use of the Platform following the posting of changes will mean that you unconditionally accept and agree to the changes. As long as you comply with these Terms of Use, Livil grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Platform.

IMPORTANT! BY ACKNOWLEDGING THE ACCEPTANCE OF THE TERMS AND CONDITIONS BY CLICKING ON THE "I AGREE" BUTTON OR A SIMILAR AFFIRMATION OR BY USING OR ACCESSING THE PLATFORM AND SERVICES VIA A COMPUTER OR A MOBILE APPLICATION, YOU ACKNOWLEDGE AND AGREE THAT: (I) YOU HAVE REVIEWED AND UNDERSTOOD THE TERMS AND CONDITIONS; (II) YOU AGREE TO BE LEGALLY BOUND BY THE TERMS AND CONDITIONS OF THE AGREEMENT AND (III) YOUR, OR THE ENTITY YOU REPRESENT, USE OF THE PLATFORM AND SERVICES WILL BE GOVERNED BY THIS AGREEMENT.

3. Definition 

The following terms when used in these Terms of Use or any document referred to herein shall have the following meaning:-

• We/us - UAB Livil Pay established in Lithuania with the company number 305963747;
• Agreement means these Terms of Use and any annexes hereto;
• Account - the account opened in Livil for the customer use;
• Platform - a computer software with relevant user interfaces available on website and/or on sub-domains. Livil’s platform is owned, administered, supported and developed by us and the services stipulated in this Agreement are intended so that merchants can accept electronic money as payment from purchasers of goods, services and/or donations;
• Merchant - businesses or individuals that offer products and/or services for sale in electronic money and/or bona fide charitable organizations that accept donations by electronic money;
• Confidential Information means any information which is marked as “Confidential” or “Proprietary” or should be reasonably expected to be confidential having regard to the context of disclosure or the nature of the information; including, without prejudice to the generality of the foregoing, the terms of this Agreement as well as business plans, data, strategies, methods, customer and customer lists, technical specifications, transaction data and customer data shall be deemed confidential;
• Fee - a fee charged by Livil for a payment operation and/ or related services.
• Password(s) – any code of the customer created in Livil`s system or a code provided to the customer by Livil for access to the account and/or initiation and management of separate services provided by Livil and/ or initiation, authorization, implementation, confirmation and reception of payment operations.
• Website means collectively Livil`s website (https://L.cash), mobile and tablet device sites and applications including all its sub-domains;
• In addition to these Terms of Use, the relationships between Livil and the customer are regulated by the laws and other legal acts of the Republic of Lithuania, other additional annexes and by the principles of intelligence, justice and honesty.

4. Provision and Use of the Services Provided by Livil

• Registration and Creation the Account

• The services provided by Livil facilitate execution of payments.
• Your account is an electronic money account which enables you to send and receive payments.
• In order to start to use the services provided by Livil, you (legal person and/or natural person) must first submit the application of opening your account and provide the information requested by Livil. 
• Livil has the right to refuse to register the new customer without indicating the reasons, however, we assure that the refusal to register will always be based on significant reasons which we do not have to or does not have the right to reveal. 
• These Terms of Use come into force after you have registered in the Livil’s system, read terms and conditions of the present Terms of Use and expressed your consent to comply with them electronically. The Terms of Use is valid for unlimited period of time, unless otherwise agreed by the Parties.  The up-to-date version of the Term of Use is always available on the company’s website and your account. Upon your request, the Terms of Use may be provided to you anytime on paper or by e-mail at the address indicated by you. 
• You confirm that you provided the correct data when registering in the Livil’s system and, if there is a need in changing or adding data, you will submit correct data only. You are liable for any losses that may occur due to submission of invalid data.

5. Additional Terms

Any Livil website (including the Platform) may itself contain additional terms (for example, codes of conduct or guidelines) that further govern use of that Livil website, including without limitation, particular features, products or offers. If any provision contained in these Terms of Use conflicts with any terms contained within any other Livil website, then the additional terms or conditions will govern for those pages or sections, as applicable. Use of the Platform shall be governed by all applicable laws. Information or Content on the Platform is not intended to be tax or legal advice. Information or Content cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Livil does not provide legal or tax advice. You should review your particular circumstances with your independent legal and tax advisors, professionals and/or consultants. These Terms of Use shall be construed in accordance with the laws of the Republic of Lithuania, and any arbitration or judicial proceedings to enforce or interpret the terms hereof may be brought in the Republic of Lithuania.

6. Content / Intellectual Property

All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Platform is owned, controlled or licensed by or to Livil and is protected by applicable trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. Certain other words and symbols used to identify the source of third-party goods and services are trademarks of their respective owners. The display of any such trademarks or trade dress on the Platform does not imply that a license of any kind has been granted.

LIVIL ®, L.CASH ® among others, are service marks of Livil, and/or any one or more of its subsidiaries or affiliates.

Except as expressly provided in these Terms of Use, no part of the Platform and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, website or other medium for publication or distribution or for any commercial enterprise, without Livil’s express prior written consent. Any unauthorized use, downloading, re-transmission, display, distribution or other copying, or modification of any copyrightable matter in the above and/or the Content on the Platform herein is strictly prohibited, and could subject those engaging in such activities to legal action.

You may use information on Livil products and services (such as brochures, fact sheets, marketing and similar materials) purposely made available by Livil for downloading from the Platform, provided that you (1) do not remove any proprietary notice language in all copies of such documents, (2) use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media, (3) make no modifications to any such information, and (4) do not make any additional representations or warranties relating to such documents. The products and services described in various webpages on the Platform, as applicable, may only be offered in certain jurisdictions where they may be legally offered for sale or otherwise as designated by Livil in its sole business discretion. The Platform is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be restricted, prohibited or otherwise contrary to applicable law or regulation.

7. Use of the Platform

You agree that in accessing or using the Platform you will not engage in any activities that violate or are contrary to any applicable laws, regulations, or rules in addition to any terms and conditions you may have agreed to with Livil. You expressly agree not to misuse this Platform or any Content. You may not use any “deep-link,” “page-scrape,” “robot,” “spider” or other automatic device, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Platform or any Content, or in any way to reproduce or circumvent the navigational structure or presentation of the Platform or any Content, or to obtain or attempt to obtain any materials, documents or information through any means not purposely made available through the Platform. Livil reserves the right to bar any such activity. You may not attempt to gain unauthorized access to any portion or feature of the Platform, or any other systems or networks connected to the Platform or to any Livil server, or to any of the services offered on or through the Platform, by hacking, password “mining” or any other illegitimate means. You may not probe, scan or test the vulnerability of the Platform or any network connected to the Platform, nor breach the security or authentication measures on the Platform or any network connected to the Platform. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Platform, or any other customer of Livil, including any Livil account not owned by you, to its source, or exploit the Platform or any service or information made available or offered by or through the Platform, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Platform. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Platform or Livil’s systems or networks, or any systems or networks connected to the Platform or to Livil. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of the Platform or any transaction being conducted on the Platform, or with any other person's use of the Platform. You may not forge headers or otherwise manipulate identifiers in order to disguise the origin of any message or transmittal you send to Livil on or through the Platform or any service offered on or through the Platform. You may not pretend that you are, or that you represent, someone else, or impersonate any other individual or entity. You may not use the Platform or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of Livil or others.

8. Accounts, Passwords and Security

Certain features or services offered on or through the Platform may require you to open an account (including setting up a username and password to access an account online). You are entirely responsible for maintaining the confidentiality of your applicable account information, including your password, and for any and all activity that occurs under your account. You further agree to establish commercially reasonable security procedures and controls to protect any of your Confidential Information. You agree to notify Livil immediately of any unauthorized use of your applicable account or password, or any other breach of security, including suspected or actual account “phishing” incidents. However, you may be held liable for losses incurred by Livil or any other user of or visitor to the Platform due to someone else using your applicable username, password or account. You may not use anyone else’s username, password or account to access the Platform at any time without the express permission and consent of the holder of such username, password or account. Livil cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations. Do not communicate Confidential Information to us over the Internet, or request that we communicate Confidential Information to you over the Internet. If you choose to communicate Confidential Information to us over the Internet or request that we communicate information to you over the Internet, Livil will not be responsible or in any way liable for any losses or damages you may incur as the result of such communication(s).

To identify you as you log into the Platform through your account, your e mail address and a login password created by you as well as the data provided by you shall be in accordance with the procedure laid down further in these terms and conditions. The e-mail address specified by you and intended for your identification shall be valid throughout the entire period of validity of your account and cannot be changed. You shall be entitled to change the login password intended for your identification at any time by taking appropriate actions specified at the website. Your account at the Platform will be created upon specifying your e-mail address and creating your login password. The creation of the account will grant you the right to use the website and familiarize yourself with the operation of the Platform. To use the Platform and make transactions, you must properly disclose your identity to us.

The following documents will be requested when applying to create an account and engage in transactions:  

• Natural customers:

1. Proof of identity (passport copy, ID card) 
2. Proof of residential address (e.g., bank statement, utility bill, within last 3 months)

• Corporate customers:

1. Company incorporation number or business registration number
2. Date of establishment, incorporation, or registration 
3. Place of incorporation or place of registration 
4. Proof of business address (e.g., bank statement, utility bill)
5. Principal place of business if different from the registered office
6. Main activity of the company 
7. Proof of identity, title/position, proof of address and proof of the representative’s authorization to open the account on behalf of the company 
8. Proof of identity and proof of address of the members of the board of directors
9. Proof of identity and proof of address of all individuals who exercise 10% or more ultimate ownership, ultimate control, or ultimate effective control of the company

You shall be obliged to inform us on any change of the documents specified in the clause with the copies of the changed documents under the procedure stated above not later than within ten (10) days after change has been made. We shall reserve the right to request originals of the scanned documents or duly certified paper copies from you. You must ensure the secrecy of your account and your login information used to enter the Platform. We shall assume no responsibility for any actions on the Platform that are not initiated by you and any consequences thereof, if such actions have been taken and confirmed after logging into the Platform with your e-mail address and your password. All the risk regarding the actions indicated in this clause shall fall exclusively on you. Actions and procedures for creating your account, registration, and logging into the Platform shall be specified in detail on the website.

9. Privacy

Livil’s applicable Privacy Policy(ies) and applicable online security and online privacy practices applies to use of the Platform, and its terms are made a part of these Terms of Use, as the case may be. Additionally, by using the Platform, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Platform may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, account information) is encrypted.

10. Personal Data Protection

You acknowledge that you have read Livil’s Privacy Policy and it will comply with all of the terms and conditions therein. 

Each party when acting as data processor shall process the personal data in accordance to the General Data Protection Regulation (GDPR) as well as in accordance with other applicable laws of personal data protection. Where one party acts as the data processor of personal data processed by the other party as data controller, the data processor shall at all times follow the data controller’s reasonable instructions with regards to the personal data processed.

You are obliged to inform us in writing immediately in case any information we hold about you is inaccurate or not up to date or you believe that any of the information about you is collected, used and stored by us in a manner not compliant with applicable laws. By accepting the Agreement you or the entity you represent, as a data controller, authorize us, as a data processor, to process personal data controlled by you and provided to us (information about your purchasers and donators) on your behalf and pursuant to your instructions for the sole purpose of providing you with the Platform and services. Your data will be processed in accordance with the Data Processing Agreement which contains standard data protection contract clauses. By accepting the Agreement, you accept the Data Processing Agreement as well.

• Cookies and Usage Data

Usage Data

When you access the service by or through a mobile device, we may collect certain information automatically, including, but not limited to: the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data ("Usage Data").

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our service. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

Examples of Cookies we use:

• Session Cookies - We use Session Cookies to operate our Service.
• Preference Cookies - We use Preference Cookies to remember your preferences and various settings. 
• Security Cookies - We use Security Cookies for security purposes.

• Children's Privacy

Our service does not address anyone under the age of 18 ("Children"). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your children have provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

• Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. We will let you know via email and/or a prominent notice on our service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

11. Disclaimers

LIVIL DOES NOT PROMISE THAT THE PLATFORM OR ANY CONTENT, SERVICE OR FEATURE OF THE PLATFORM WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE PLATFORM WILL PROVIDE SPECIFIC RESULTS. LIVIL DOES NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION OR TOOL ON THE PLATFORM OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE PLATFORM, NOR DOES LIVIL MAKE ANY REPRESENTATION OR WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE PLATFORM OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE PLATFORM. THE PLATFORM AND ITS CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. ALL INFORMATION PROVIDED ON THE PLATFORM IS SUBJECT TO CHANGE WITHOUT NOTICE. LIVIL CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE PLATFORM WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. LIVIL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT. LIVIL DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE PLATFORM AND/OR ANY LIVIL SERVICES. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE PLATFORM AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST LIVIL FOR DISSATISFACTION WITH THE PLATFORM OR ANY CONTENT IS TO STOP USING THE PLATFORM OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS AN ESSENTIAL PART OF THE BARGAIN BETWEEN THE PARTIES. The above disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action. Livil reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Platform, or any portion of the Platform, for any reason; (2) to modify or change the Platform, or any portion of the Platform, and any applicable policies or terms; and (3) to interrupt the operation of the Platform, or any portion of the Platform, as necessary to perform routine or non-routine maintenance, error correction, or other changes.

12. Limitation of Liability

LIVIL WILL NOT BE RESPONSIBLE OR LIABLE IN ANY WAY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM ANY USE OR MISUSE OF THE PLATFORM OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE PLATFORM, OR RELIANCE ON THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT HEREOF OR THEREOF, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH ARE REASONABLY FORESEEABLE.

13. Restrictions on and the Termination of Provision of Services

We reserve the right to restrict or terminate provision of services discussed in these Terms of Use at any time without any prior warning as well as to block or delete your account if you fail to fulfil or improperly fulfil your obligations specified in these terms and conditions of the Agreement and/or otherwise violate the provisions of the Agreement or when provision of respective service to you might threaten the security of the Platform including the website or upon instruction or suggestion from competent public authorities or if such restrictions become necessary according to legislation or if we suspect that you use the services for illegal, fraudulent and/or unfair activities or if we think that your use of the services may damage our reputation. If the provision of the services is restricted or terminated as a result of our suspicion that you are engaged in illegal fraudulent and/or unfair activities, it is your responsibility to prove the absence of such a circumstance to us. We reserve the right to restrict or terminate provision of services at any time without any prior warning or to impose special conditions for the use of the services if you are engaged in activities that, in our opinion, involve greater risk (organization of gambling, trade in restricted items etc.). Additional restrictions on provision of services or cases and conditions of application thereof may also be specified on the Website.

14. Relationship of the Parties

The Parties, Livil and Livil’s customer are independent contractors under this Agreement, and nothing herein will be construed to create a partnership, joint venture or agency relationship between them. Neither party has authority to enter into agreements of any kind on behalf of the other.

15. Web-linking Practices

Livil is committed to providing you with the most complete information possible to help you make sound financial decisions. As a convenience to you, Livil may provide access to information, products or services offered on websites or internet resources that are owned or operated by other companies, that are not otherwise affiliates of Livil (“third-party website”). We provide this access through the use of hyperlinks that automatically move you from and out of Livil webpages or websites (including, as the case may be, the Platform) to a third-party website. When you link from an applicable Livil webpage or website (including, as the case may be, the Platform) to a third-party website, the linked site may appear in a new browser window or an alert will appear to notify you that you are leaving a Livil webpage or website, as the case may be.

Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk. Livil cannot and does not endorse, approve or guarantee information, products, services or recommendations provided at a third-party website and disclaims any and all liability in connection therewith. Because Livil does not control third-party websites, we may not always know when information on a linked third-party website changes. Therefore, Livil is not responsible for the content or accuracy of any third-party website and Livil will not be responsible for any loss or damage of any sort resulting from the use of a hyperlink on its website nor will it be liable for any failure of products or services advertised or provided on these linked third-party websites.

Livil offers hyperlinks to you on an “as is,” “as available” basis. When you visit a third-party website by using a hyperlink on a Livil website (including, as the case may be, the Platform), you will no longer be protected by Livil’s applicable privacy policies or security practices, as well as other policies. The data collection, use and protection practices of the linked third-party website may differ from the practices of Livil websites. You should familiarize yourself with the privacy policy and security practices of the linked third-party website before providing personal information. Those are the policies and practices that will apply to your use of the linked third-party website, NOT Livil’s policies and practices. In the event you conduct a transaction on a linked third-party website, Livil will not represent either members or the owner of the linked or accessed third-party website.

16. Third-Party Companies and Products

Mention of third-party products, companies and web sites on the Platform is for informational purposes only and constitutes neither an endorsement nor a recommendation. Livil assumes no responsibility and disclaims any and all liability with regard to the selection, performance or use of these products or vendors. Livil provides this only as a convenience to our users. Livil has not tested any software found on these sites and makes no representations regarding the quality, safety, or suitability of any software found there. There are dangers inherent in the use of any software found on the Internet, and Livil assumes no responsibility with regard to the performance or use of these products. Make sure that you completely understand the risks before retrieving any software on the Internet.

17. Third-Party Account Information

By using any applicable online banking or account linking service or any similarly applicable service throughout the Platform, you authorize Livil and its agents to access third party sites designated by you or on your behalf, to retrieve information requested by you, and you appoint Livil and its agents as your agent for this limited purpose. Each time you enter your account login information, you are permitting Livil and its agents to process your request and use information submitted by you to accomplish the foregoing.
Livil provides bank account to individual and corporate customers through a third-party financial institution that ties up with Livil while the customers in connection with cryptocurrency-related transactions, can exchange and deposit directly through UAB Livil Pay.

18. Violation of These Terms of Use

Livil may disclose any information we have about you (including your identity) if we determine that such disclosure is necessary in connection with any investigation or complaint (including, but not limited to, any governmental or law enforcement inquiry) regarding your use of the Platform, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Livil’s rights or property, or the rights or property of visitors to or users of the Platform, including Livil’s customers. Livil reserves the right at all times to disclose any information that Livil deems necessary to comply with any applicable law, regulation, legal process or governmental request, including in connection with assisting the government fight the funding of terrorism and money laundering activities and complying with any and all applicable laws, rules or regulations in relation thereto. Livil also may disclose your information when Livil determines that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes. You acknowledge and agree that Livil may preserve any transmittal or communication by you with Livil through the Platform or any service offered on or through the Platform, and may also disclose such data if required to do so by law or if Livil determines that such preservation or disclosure is reasonably necessary (1) to comply with legal process, (2) to enforce these Terms of Use, (3) to respond to claims that any such data violates the rights of others, or (4) to protect the rights, property or personal safety of Livil, its employees, users of or visitors to the Platform, or the public. You agree that Livil may, in its sole discretion at any time and without prior notice, terminate your access to the Platform and/or block your future access to the Platform if we determine that you have violated these Terms of Use or other agreements or guidelines which may be associated with your use of the Platform or for other cause, which includes (but is not limited to) (1) requests by law enforcement or other government agencies, (2) a request by you (self-initiated account deletions), (3) discontinuance or material modification of the Platform or any service offered on or through the Platform, or (4) unexpected technical issues or problems.

19. Integration of the Platform, APIs and Plug-ins

In case you decide to integrate the Platform, any part thereof, application programming interfaces (APIs) and/or plug-ins in your website and/or platform, you do so at your own full risk and eventual cost. In no event will we be liable to you or any third party for any direct, indirect, special, incidental, consequential, exemplary or punitive damages or any loss, theft, disappearance, or damages for lost profits, lost revenues, lost data or other intangible losses that result from the said integration.

In case you decide to integrate the Platform, any part thereof, application programming interfaces (APIs) and/or plug-ins in your website and/or system, you are obliged to integrate in your website and/or system a standard merchant disclaimer in a non-modified form and make sure that your purchasers and/or donors expressly confirm their acquaintance with the stated disclaimer prior to making any payment and/or donation to you.

20. Fees

The fees and rates we charge you for using the Platform are indicated on the website.

21. Validity of the Terms and Conditions

Should any provision of the Terms and Conditions appear to be in conflict with mandatory law and therefore null and void, this shall not make all the Terms and Conditions, or the agreements concluded on the basis thereof null and void. In such a case we shall undertake to replace the null and void provision of the Terms and Conditions with economically and legally nearest its equivalent.

22. Dispute Resolution Agreement

To the extent permitted by applicable law, any claim or dispute related to these Terms of Use or your use of the Platform or duties contemplated under these Terms of Use, including the validity of this arbitration clause (the “Claim”), shall be settled by binding arbitration administered by the laws of the Republic of Lithuania. Strict confidentiality shall govern any arbitration proceedings, any and all information submitted to the arbitrator by the parties and to the decision or award entered by the arbitrator. Any court having jurisdiction may enter judgment upon the award rendered by the arbitrator. The terms hereof shall not limit any obligation of a party to defend, indemnify or hold harmless another party against court proceedings or other claims, losses, damages, or expenses.

The procedures specified in this Section shall be the sole and exclusive procedures for the resolution of disputes between the parties arising out of or relating to your use of the Platform; provided, however, that a party may request temporary remedies in a court of law having competent jurisdiction to maintain the status quo or to protect goods or property until the arbitration has initiated and the selected arbitrator has had the opportunity to resolve the request for temporary relief.

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Each party is required to continue to perform its obligations under these Terms of Use pending final resolution of any dispute arising out of or relating to these Terms of Use and your use of the Platform, unless to do so would be impossible or impracticable under the circumstances.

Livil is committed to satisfy the financial needs of all our customers. We strive to provide a safe, dependable and inclusive banking system that provides excellent service to all our clients, including those with disabilities. 

If you have questions, comments or concerns, please contact our customer support via mail, email or phone for further guidance.